The home loan is offered by AS LHV Pank. Always think through your loan decision carefully. Review the terms and conditions at lhv.ee/kodulaen and ask for advice from our specialist. The annual percentage rate of charge for a home loan is 3.831% on the following sample conditions: loan amount of 140 000 €; interest rate of 3.750% per year (floating, the interest rate consists of 6-month Euribor rate and margin 1.6%); agreement fee of 300 €; period of 360 months; 360 as the number of repayments; and the total amount paid back being 233 535.26 €, with payment in the form of monthly annuity payments. An insurance contract needs to be concluded and a mortgage set for the collateral in order to receive the loan. The rate does not include the expenses related to establishing and insuring the collateral.