The home loan is offered by AS LHV Pank. Always think through your loan decision carefully. Review the terms and conditions at lhv.ee/kodulaen and ask for advice from our specialist. The annual percentage rate of charge for a home loan is 2,247% on the following sample conditions: loan amount of 70,000 €; self-financing of 20%; interest rate of 2.15% per year (floating, based on 6 months’ euribor); agreement fee of 700 €; period of 360 months; with 95,004 € as the sum and 360 as the number of repayments; and the total amount paid back being 95,704 €, with payment in the form of monthly annuity payments. An insurance contract needs to be concluded and a mortgage set for the collateral in order to receive the loan. The rate does not include the expenses related to establishing and insuring the collateral.