Account Identification 4Choice Specifies the unique identification of an account as assigned by the account servicer. IBAN International Bank Account Number (IBAN) - identifier used internationally by financial institutions to uniquely identify the account of a customer. Further specifications of the format and content of the IBAN can be found in the standard ISO 13616 "Banking and related financial services - International Bank Account Number (IBAN)" version 1997-10-01, or later revisions. Other Unique identification of an account, as assigned by the account servicer, using an identification scheme. Active Or Historic Currency And Amount A number of monetary units specified in an active or a historic currency where the unit of currency is explicit and compliant with ISO 4217. Currency A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds". Active Or Historic Currency And Amount _Simple Type A number of monetary units specified in an active or a historic currency where the unit of currency is explicit and compliant with ISO 4217. Active Or Historic Currency Code A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds". Euro Amendment Information Details 13 Provides further details on the list of direct debit mandate elements that have been modified when the amendment indicator has been set. Original Mandate Identification Unique identification, as assigned by the creditor, to unambiguously identify the original mandate. Original Creditor Scheme Identification Original creditor scheme identification that has been modified. Original Debtor Account Original debtor account that has been modified. Original Debtor Agent Original debtor agent that has been modified. Any BICDec 2014Identifier Code allocated to a financial or non-financial institution by the ISO 9362 Registration Authority, as described in ISO 9362: 2014 - "Banking - Banking telecommunication messages - Business identifier code (BIC)". Batch Booking Indicator Identifies whether the sending party requests a single debit or credit entry per individual transaction or a batch entry for the sum of the amounts of all transactions. BICFIDec 2014Identifier Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362: 2014 - "Banking - Banking telecommunication messages - Business identifier code (BIC)". Branch And Financial Institution Identification 6 Unique and unambiguous identification of a financial institution or a branch of a financial institution. Financial Institution Identification Unique and unambiguous identification of a financial institution, as assigned under an internationally recognised or proprietary identification scheme. Cash Account 38 Provides the details to identify an account. Identification Unique and unambiguous identification for the account between the account owner and the account servicer. Currency Identification of the currency in which the account is held. Usage: Currency should only be used in case one and the same account number covers several currencies and the initiating party needs to identify which currency needs to be used for settlement on the account. Category Purpose 1Choice Specifies the high level purpose of the instruction based on a set of pre-defined categories. Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain. Code Category purpose, as published in an external category purpose code list. Proprietary Category purpose, in a proprietary form. Charge Bearer Type 1Code Specifies which party(ies) will pay charges due for processing of the instruction. FollowingServiceLevel Charges are to be applied following the rules agreed in the service level and/or scheme. Country Code Code to identify a country, a dependency, or another area of particular geopolitical interest, on the basis of country names obtained from the United Nations (ISO 3166, Alpha-2 code). Creditor Reference Information 2 Reference information provided by the creditor to allow the identification of the underlying documents. Type Specifies the type of creditor reference. Reference Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction. Usage: If available, the initiating party should provide this reference in the structured remittance information, to enable reconciliation by the creditor upon receipt of the amount of money. If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor's reference or payment remittance identification should be quoted in the end-to-end transaction identification. Creditor Reference Type 1Choice Specifies the type of document referred by the creditor. Code Type of creditor reference, in a coded form. Creditor Reference Type 2 Specifies the type of creditor reference. Code Or Proprietary Coded or proprietary format creditor reference type. Issuer Entity that assigns the credit reference type. Customer Payment Reversal V09 Scope The CustomerPaymentReversal message is sent by the initiating party to the next party in the payment chain. It is used to reverse a payment previously executed. Usage The CustomerPaymentReversal message is exchanged between a non-financial institution customer and an agent to reverse a CustomerDirectDebitInitiation message that has been settled. The result will be a credit on the debtor account. The CustomerPaymentReversal message refers to the original CustomerDirectDebitInitiation message by means of references only or by means of references and a set of elements from the original instruction. The CustomerPaymentReversal message can be used in domestic and cross-border scenarios. Group Header Set of characteristics shared by all individual transactions included in the message. Original Group Information Information concerning the original group of transactions, to which the message refers. Original Payment Information And Reversal Information concerning the original payment information, to which the reversal message refers. Date And Place Of Birth 1 Date and place of birth of a person. Birth Date Date on which a person is born. Province Of Birth Province where a person was born. City Of Birth City where a person was born. Country Of Birth Country where a person was born. Decimal Number Number of objects represented as a decimal number, for example 0.75 or 45.6. Document Type 3Code Specifies a type of financial or commercial document. DispatchAdvice Document is a dispatch advice. ForeignExchangeDealReference Document is a pre-agreed or pre-arranged foreign exchange transaction to which the payment transaction refers. PurchaseOrder Document is a purchase order. RemittanceAdviceMessage Document is a remittance advice sent separately from the current transaction. RelatedPaymentInstruction Document is a linked payment instruction to which the current payment instruction is related, for example, in a cover scenario. StructuredCommunicationReference Document is a structured communication reference provided by the creditor to identify the referred transaction. Scope The CustomerPaymentReversal message is sent by the initiating party to the next party in the payment chain. It is used to reverse a payment previously executed. External Category Purpose 1Code Specifies the category purpose, as published in an external category purpose code list. External code sets can be downloaded from www.iso20022.org. External Local Instrument 1Code Specifies the external local instrument code in the format of character string with a maximum length of 35 characters. The list of valid codes is an external code list published separately. External code sets can be downloaded from www.iso20022.org. SEPADirectDebit1DaySettlement Optional shorter time cycle (D-1) for SEPA Core Direct Debit Requester: EPC-3Q2011 CR0148 Last Update: 2011-12-02 Creation Date: 2011-12-02 Additional Information: EMEA,SEPA,EUR,PEACH,DD SEPADirectDebitCore Transaction is related to SEPA direct debit -core. Requester: Maintenance SR2009 Last Update: 2009-04-01 Creation Date: 2009-04-01 Additional Information: EMEA,SEPA,EUR,PEACH,DD,Both External Organisation Identification 1Code Specifies the external organisation identification scheme name code in the format of character string with a maximum length of 4 characters. The list of valid codes is an external code list published separately. External code sets can be downloaded from www.iso20022.org. External Person Identification 1Code Specifies the external person identification scheme name code in the format of character string with a maximum length of 4 characters. The list of valid codes is an external code list published separately. External code sets can be downloaded from www.iso20022.org. External Purpose 1Code Specifies the external purpose code in the format of character string with a maximum length of 4 characters. The list of valid codes is an external code list published separately. External code sets can be downloaded from www.iso20022.org. External Reversal Reason 1Code Specifies the reversal reason, as published in an external reversal reason code list. External code sets can be downloaded from www.iso20022.org. External Service Level 1Code Specifies the external service level code in the format of character string with a maximum length of 4 characters. The list of valid codes is an external code list published separately. External code sets can be downloaded from www.iso20022.org. SingleEuroPaymentsArea Payment must be executed following the Single Euro Payments Area scheme. Requester: Maintenance SR2009 Last Update: 2009-04-01 Creation Date: 2009-04-01 Financial Institution Identification 18 Specifies the details to identify a financial institution. BICFI Code allocated to a financial institution by the ISO 9362 Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)". Other Unique identification of an agent, as assigned by an institution, using an identification scheme. Generic Account Identification 1 Information related to a generic account identification. Identification Identification assigned by an institution. Generic Financial Identification 1 Information related to an identification of a financial institution. Identification Unique and unambiguous identification of a person. Generic Organisation Identification 1 Information related to an identification of an organisation. Identification Identification assigned by an institution. Scheme Name Name of the identification scheme. Issuer Entity that assigns the identification. Generic Person Identification 1 Information related to an identification of a person. Identification Unique and unambiguous identification of a person. Scheme Name Name of the identification scheme. Issuer Entity that assigns the identification. Group Header 88 Provides characteristics shared by all individual transactions included in the message. Message Identification Point to point reference, as assigned by the instructing party, and sent to the next party in the chain to unambiguously identify the message. Usage: The instructing party has to make sure that MessageIdentification is unique per instructed party for a pre-agreed period. Creation Date Time Date and time at which the message was created. Number Of Transactions Number of individual transactions contained in the message. Control Sum Total of all individual amounts included in the message, irrespective of currencies. Group Reversal Indicates whether the reversal applies to the whole group of transactions or to individual transactions within the original group. Initiating Party Party that initiates the reversal message. Usage: This can be either the creditor or a party that initiates the reversal of the direct debit on behalf of the creditor. Creditor Agent Financial institution servicing an account for the creditor. The validation of this data element depends on pre-agreed customer-to-PSP conditions. Mandatory. The validation of this data element depends on pre-agreed customer-to-PSP conditions. It is recommended that "false" is used. Mandatory. Only 'BICFI' is allowed. AT-C002 BIC code of the Creditor PSP. IBAN2007Identifier An identifier used internationally by financial institutions to uniquely identify the account of a customer at a financial institution, as described in the latest edition of the international standard ISO 13616: 2007 - "Banking and related financial services - International Bank Account Number (IBAN)". ISODate A particular point in the progression of time in a calendar year expressed in the YYYY-MM-DD format. This representation is defined in "XML Schema Part 2: Datatypes Second Edition - W3C Recommendation 28 October 2004" which is aligned with ISO 8601. ISODate Time A particular point in the progression of time defined by a mandatory date and a mandatory time component, expressed in either UTC time format (YYYY-MM-DDThh:mm:ss.sssZ), local time with UTC offset format (YYYY-MM-DDThh:mm:ss.sss+/-hh:mm), or local time format (YYYY-MM-DDThh:mm:ss.sss). These representations are defined in "XML Schema Part 2: Datatypes Second Edition - W3C Recommendation 28 October 2004" which is aligned with ISO 8601. Note on the time format: 1) beginning / end of calendar day 00:00:00 = the beginning of a calendar day 24:00:00 = the end of a calendar day 2) fractions of second in time format Decimal fractions of seconds may be included. In this case, the involved parties shall agree on the maximum number of digits that are allowed. LEIIdentifier Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)". Local Instrument 2Choice Set of elements that further identifies the type of local instruments being requested by the initiating party. Code Specifies the local instrument, as published in an external local instrument code list. Mandate Related Information 14 Provides further details related to a direct debit mandate signed between the creditor and the debtor. Mandate Identification Unique identification, as assigned by the creditor, to unambiguously identify the mandate. Date Of Signature Date on which the direct debit mandate has been signed by the debtor. Amendment Indicator Indicator notifying whether the underlying mandate is amended or not. Amendment Information Details List of mandate elements that have been modified. Electronic Signature Additional security provisions, such as a digital signature, as provided by the debtor. Max 1025Text Specifies a character string with a maximum length of 1025 characters. Max 140Text Specifies a character string with a maximum length of 140 characters. Max 15Numeric Text Specifies a numeric string with a maximum length of 15 digits. Max 16Text Specifies a character string with a maximum length of 16 characters. Max 34Text Specifies a character string with a maximum length of 34 characters. Max 35Text Specifies a character string with a maximum length of 35 characters. Max 70Text Specifies a character string with a maximum length of 70characters. Organisation Identification 29 Unique and unambiguous way to identify an organisation. Any BIC Business identification code of the organisation. LEI Legal entity identification as an alternate identification for a party. Other Unique identification of an organisation, as assigned by an institution, using an identification scheme. Organisation Identification Scheme Name 1Choice Sets of elements to identify a name of the organisation identification scheme. Code Name of the identification scheme, in a coded form as published in an external list. Proprietary Name of the identification scheme, in a free text form. Original Group Header 16 Provides details on the original group, to which the message refers. Original Message Identification Point to point reference, as assigned by the original instructing party, to unambiguously identify the original message. Original Message Name Identification Specifies the original message name identifier to which the message refers. Reversal Reason Information Provides detailed information on the reversal reason. Only pain.008.001.08 is allowed. Only one occurrence is allowed. ‘Reversal Reason Information’ must be present either in ‘Original Group Information’, ‘Original Payment Information and Reversal’ or ‘Transaction Information’. Original Payment Instruction 33 Provides details on the original transactions, to which the status report message refers. Reversal Payment Information Identification Unique identification, as assigned by an instructing party for an instructed party, to unambiguously identify the reversed payment information group. Usage: The instructing party is the party sending the reversal message and not the party that sent the original instruction that is being reversed. Original Payment Information Identification Unique identification, as assigned by the original sending party, to unambiguously identify the original payment information group. Original Number Of Transactions Number of individual transactions contained in the original payment information group. Original Control Sum Total of all individual amounts included in the original payment information group, irrespective of currencies. Batch Booking Identifies whether a single entry per individual transaction or a batch entry for the sum of the amounts of all transactions within the group of a message is requested. Usage: Batch booking is used to request and not order a possible batch booking. Payment Information Reversal Indicates whether or not the reversal applies to the complete original payment information group or to individual transactions within that group. Reversal Reason Information Provides detailed information on the reversal reason. Transaction Information Provides information on the original transactions to which the reversal message refers. Only one occurence is allowed. ‘Reversal Reason Information’ must be present either in ‘Original Group Information’, ‘Original Payment Information and Reversal’ or ‘Transaction Information’. Original Transaction Reference 28 Key elements used to refer the original transaction. Requested Collection Date Date and time at which the creditor requests that the amount of money is to be collected from the debtor. Creditor Scheme Identification Credit party that signs the mandate. Payment Type Information Set of elements used to further specify the type of transaction. Mandate Related Information Provides further details of the mandate signed between the creditor and the debtor. Remittance Information Information supplied to enable the matching of an entry with the items that the transfer is intended to settle, such as commercial invoices in an accounts' receivable system. Ultimate Debtor Ultimate party that owes an amount of money to the (ultimate) creditor. Debtor Party that owes an amount of money to the (ultimate) creditor. Debtor Account Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction. Debtor Agent Financial institution servicing an account for the debtor. Creditor Agent Financial institution servicing an account for the creditor. Creditor Party to which an amount of money is due. Creditor Account Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction. Ultimate Creditor Ultimate party to which an amount of money is due. Purpose Underlying reason for the payment transaction. Usage: Purpose is used by the end customers, that is initiating party, (ultimate) debtor, (ultimate) creditor to provide information concerning the nature of the payment. Purpose is a content element, which is not used for processing by any of the agents involved in the payment chain. AT-T013 The Due Date of the Collection. AT-E005 The Identifier of the Creditor. AT-T001 The Identification code of the Scheme. AT-M006 The Transaction / Sequence Type. AT-T008 The Category purpose of the Collection. AT-M001 The Unique Mandate reference. AT-M010 The Placeholder for the electronic signature data, if applicable. AT-M002 The Type of Mandate (paper, e-Mandate). AT-M004 The Identifier of the original Creditor who issued the Mandate. AT-M005 The Unique Mandate reference as given by the original Creditor who issued the Mandate. AT-M007 The Reason for Amendment of the Mandate. AT-M008 The Date of Signing of the Mandate. AT-M013 The Reference of the validation made by the Debtor PSP (if present in DS-03). AT-T012 The Remittance Information sent by the Creditor to the Debtor in the Collection. AT-P006 The Name of the Debtor Reference Party. AT-P007 The Identification code of the Debtor Reference Party. Only 'Party' is allowed. AT-P001 The Name of the Debtor. AT-P005 The Address of the Debtor. AT-P004 Debtor identification code. Only 'Party' is allowed. AT-D001 The Account number (IBAN) of the Debtor. AT-D002 BIC code of the Debtor PSP (if present in DS-03). AT-C002 BIC code of the Creditor PSP (if present in DS-03). AT-E001 The Name of the Creditor. AT-E004 The Address of the Creditor. Only 'Party' is allowed. AT-C001 The account number (IBAN) of the Creditor. AT-E007 The Name of the Credit Reference Party. AT-E010 The Identification code of the Credit Reference Party. Only 'Party' is allowed. AT-T007 The Purpose of the Collection. Party 38Choice Nature or use of the account. Organisation Identification Unique and unambiguous way to identify an organisation. Private Identification Unique and unambiguous identification of a person, for example a passport. Either ‘AnyBIC’, 'LEI' or one occurrence of ‘Other’ is allowed. Either ‘Date and Place of Birth’ or one occurrence of ‘Other’ is allowed. Party 40Choice Identification of a person, an organisation or a financial institution. Party Identification of a person or an organisation. Party Identification 135 Specifies the identification of a person or an organisation. Name Name by which a party is known and which is usually used to identify that party. Postal Address Information that locates and identifies a specific address, as defined by postal services. Identification Unique and unambiguous identification of a party. ‘Name’ is limited to 70 characters in length. Payment Reversal Reason 9 Provides further details on the reason of the reversal of the transaction. Reason Specifies the reason for the reversal. Mandatory if 'Reversal Reason Information' is used at this level. Payment Transaction 108 Provides further details on the reference and status on the original transactions, included in the original instruction, to which the reversal message applies. Reversal Identification Unique identification, as assigned by an instructing party for an instructed party, to unambiguously identify the reversed transaction. Usage: The instructing party is the party sending the reversal message and not the party that sent the original instruction that is being reversed. Original Instruction Identification Unique identification, as assigned by the original instructing party for the original instructed party, to unambiguously identify the original instruction. Original End To End Identification Unique identification, as assigned by the original initiating party, to unambiguously identify the original transaction. Original Instructed Amount Amount of money, as provided in the original transaction, to be moved between the debtor and the creditor, before deduction of charges, expressed in the currency, as ordered by the original initiating party. Usage: This amount has to be transported unchanged through the transaction chain. Reversed Instructed Amount Amount of money to be moved between the debtor and the creditor, before deduction of charges, in the reversed transaction. Usage: This amount has to be transported unchanged through the transaction chain. Charge Bearer Specifies if the creditor and/or debtor will bear the charges associated with the processing of the payment transaction. Usage: The ChargeBearer applies to the reversal message, not to the original instruction. Reversal Reason Information Provides detailed information on the reversal reason. Original Transaction Reference Key elements used to identify the original transaction that is being referred to. Mandatory. AT-T015 The Creditor's Reference of the Direct Debit Transaction. AT-T002 The Amount of the Collection in euro. Only ‘EUR’ is allowed. Amount must be 0.01 or more and 999999999.99 or less. The fractional part has a maximum of two digits. Amount of the Reversal must be the same as the amount of the Collection in euro (AT-T002). Only ‘EUR’ is allowed. Amount must be 0.01 or more and 999999999.99 or less. The fractional part has a maximum of two digits. Only "SLEV" is allowed. Only one occurrence is allowed. ‘Reversal Reason Information’ must be present either in ‘Original Group Information’, ‘Original Payment Information and Reversal’ or ‘Transaction Information’. Mandatory. An exact copy of all attributes of the received DS-03 which is being reversed. The message elements under ‘Original Transaction Reference’ must be populated with the same value as the message elements of the original instruction. Payment Type Information 27 Provides further details of the type of payment. Service Level Agreement under which or rules under which the transaction should be processed. Local Instrument User community specific instrument. Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level. Sequence Type Identifies the direct debit sequence, such as first, recurrent, final or one-off. Category Purpose Specifies the high level purpose of the instruction based on a set of pre-defined categories. Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain. Person Identification 13 Unique and unambiguous way to identify a person. Date And Place Of Birth Date and place of birth of a person. Other Unique identification of a person, as assigned by an institution, using an identification scheme. Person Identification Scheme Name 1Choice Sets of elements to identify a name of the identification scheme. Code Name of the identification scheme, in a coded form as published in an external list. Proprietary Name of the identification scheme, in a free text form. Postal Address 24 Information that locates and identifies a specific address, as defined by postal services. Department Identification of a division of a large organisation or building. Sub Department Identification of a sub-division of a large organisation or building. Street Name Name of a street or thoroughfare. Building Number Number that identifies the position of a building on a street. Building Name Name of the building or house. Floor Floor or storey within a building. Post Box Numbered box in a post office, assigned to a person or organisation, where letters are kept until called for. Room Building room number. Post Code Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. Town Name Name of a built-up area, with defined boundaries, and a local government. Town Location Name Specific location name within the town. District Name Identifies a subdivision within a country sub-division. Country Sub Division Identifies a subdivision of a country such as state, region, county. Country Nation with its own government. Address Line Information that locates and identifies a specific address, as defined by postal services, presented in free format text. Purpose 2Choice Specifies the underlying reason for the payment transaction. Usage: Purpose is used by the end-customers, that is initiating party, (ultimate) debtor, (ultimate) creditor to provide information concerning the nature of the payment. Purpose is a content element, which is not used for processing by any of the agents involved in the payment chain. Code Underlying reason for the payment transaction, as published in an external purpose code list. Remittance Information 16 Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system. Unstructured Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in an unstructured form. Structured Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in a structured form. Reversal Reason 4Choice Specifies the reason for the reversal of the transaction. Code Reason for the reversal, as published in an external reason code list. AT-R041 The Reversal reason code. See Message Element Specifications below. Sequence Type 3Code Specifies the type of the current transaction that belongs to a sequence of transactions. Final Final collection of a series of direct debit instructions. First First collection of a series of direct debit instructions. OneOff Direct debit instruction where the debtor's authorisation is used to initiate one single direct debit transaction. Recurring Direct debit instruction where the debtor's authorisation is used for regular direct debit transactions initiated by the creditor. Represented Collection used to re-present previously reversed or returned direct debit transactions. Service Level 8Choice Specifies the service level of the transaction. Code Specifies a pre-agreed service or level of service between the parties, as published in an external service level code list. Structured Remittance Information 16 Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in a structured form. Creditor Reference Information Reference information provided by the creditor to allow the identification of the underlying documents. True False Indicator A flag indicating a True or False value.